Houston TX, 77084

QUser Question

Is my car insured while it being shipped?

Do I have to provide insurance or is it insured by your company?



A
Answers

Yes, your car is typically insured

Yes, your car is typically insured while it's being shipped by an auto transport carrier. Most reputable auto transport companies carry cargo insurance to protect vehicles against damage or loss during transit.

However, it's important to understand the specifics of the insurance coverage provided by the carrier. Here are some key points to consider:

  1. Liability Coverage: Auto transport carriers are required to have liability insurance, which covers damage to your vehicle caused by the carrier's negligence or fault during transportation. This coverage typically has limits set by the carrier and may vary.

  2. Cargo Insurance: Cargo insurance provides coverage for damage or loss to your vehicle during transit. This coverage may vary among carriers, so it's essential to inquire about the extent of coverage and any exclusions.

  3. Deductibles: Some insurance policies may have deductibles that you would be responsible for in the event of a claim. Be sure to clarify the deductible amount with the carrier.

  4. Additional Coverage: Depending on the value of your vehicle and your risk tolerance, you may consider purchasing additional insurance coverage or supplemental insurance to provide extra protection during transit.

Before shipping your vehicle, it's advisable to review the insurance coverage provided by the auto transport carrier and consider your own insurance needs. If you have any concerns or questions about insurance coverage, don't hesitate to discuss them with your auto transport broker or the carrier directly.



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